Field Ledger · 1099 outdoor trades · tax year 2026

Did Saturday's jobcover itself?

Tomorrow is August 31. That closes the Q3 estimated-tax income window (June 1–August 31). The payment is due September 15, 2026. This site will not file it, send it, or guess your bracket.

Free quote-vs-cost tool for pressure wash, lawn, gutter, window, junk, detailing, and handyman operators who get paid 1099, card, cash, and apps. Not a guru. Not purple SaaS. A sharper notebook.

Run a job 1099 Field Kit — $97

Deadline

Sept

2026

3rd 1040-ES date

16 days from today

June 1 – August 31, 2026 is the Q3 income window. This site does not send the payment.

Free tool · estimate only

Quote vs cost

Mileage: $0.725/mi before Jul 1 2026, $0.76/mi on or after. Owner labor is opportunity cost, not a Schedule C wage.

Quote covers true cost

Quoted price covers cash out of pocket plus your target labor. Still an estimate — not a bid template and not tax advice.

Mileage rate (2026-08-30): 0.760 / mi
Owner labor (economic): $180.00
Helper labor: $0.00
Mileage cost: $16.72
Chemicals / materials: $35.00
Dump / disposal: $25.00
Card / app fee: $12.33
Cash leaving the business: $89.05
True job cost: $269.05
Contribution margin: $155.95 (36.7%)
Effective hourly on your time: $83.99

True job cost = owner labor + helper + miles + chemicals + dump + card fee. Contribution = quoted − true cost. Effective hourly = (quoted − cash cost) ÷ owner hours. Cash cost excludes owner labor.

SKU 1 · Ships as Excel

The 1099 Field Kit

$97

Workbook for sole props and single-member LLCs on Schedule C. Quote vs cost, job log, income, expenses, 2026 split-year mileage, estimated tax, year-end packet. Yellow cells. No macros. Checkout is not live yet.

What's inside

Scale · not for sale yet

Field Ledger Books

$49/mo

The always-on version: job log, expenses, mileage, estimated-tax picture. For when Excel is the wrong place to keep a year of Saturday jobs. Join the waitlist. We will not invent a launch date.

Join waitlist

Who this is for

— You quote from the driveway, not a project manager.
— You buy chemicals, pay a dump, and sometimes a helper.
— You drive to the job. Miles are not a rounding error.
— You file Schedule C, or you will.
— You want the number before you text the customer.

Who it is not for

— W-2 only, no side business.
— Partnerships, S-corps, C-corps — this kit is wired for Schedule C.
— Anyone shopping for a CPA, a filed return, or a guaranteed refund.
— Anyone who wants a “you'll save a pile” pitch. That claim is not here because it would be false.